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Farm Bureau's Traditional Plus member dental plan is administered by Blue Cross Blue Shield of Michigan, the state's most trusted name in health care. Our dental plan is open to all Farm Bureau members and covers both preventive and major services. Orthodontic care is not covered.
With Farm Bureau's Traditional Plus dental plan, you have the freedom to choose any licensed dentist. Network dentist or not, you're covered. You have three options when selecting a dentist.
Blue Par Select dentists agree to participate on a per claim basis. So before each procedure, ask whether your dentist participates. Almost all dentists participate with the Blues under this arrangement. Locate a dentist who may participate.
DNoA dentists always participate and give you discounts of 20 to 40 percent off usual charges and lower out-of-pocket costs than non-network dentists. Finding a DNoA dentist is easy. Our network has more than 4,300 dentist access points in Michigan and more than 185,300 dentist access points nationwide. Learn more and locate a DNoA dentist in your area.
Blue Par Select and DNoA dentists will file all claims for you and receive payment directly from the Blues. You'll only be responsible for paying the dentist your deductible, coinsurance and any fees for non-covered services.
You may visit nonparticipating dentists, but you may be charged for the difference between the Blues' approved amount and the dentist's charge. This amount is in addition to your deductible and coinsurance. You usually have the highest out-of-pocket costs with this option. Nonparticipating dentists will often file claims for you, but the claim is submitted as "pay subscriber," which means you receive reimbursement directly from the Blues. You are then responsible for paying the dentist.
Download the Dental Benefits At A Glance for more information.