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Generally, you can enroll in a health insurance plan only during the annual Open Enrollment period. The next Open Enrollment period will begin in the fall of 2016 for 2017 coverage. Outside of Open Enrollment, you can buy a health insurance plan only if you qualify for a Special Enrollment Period, outlined below.
You can apply for health insurance outside of the Open Enrollment period if you have a qualifying life event, such as:
Please note: Voluntarily ending coverage doesn't qualify you for a Special Enrollment Period. Neither does losing coverage that doesn't qualify as minimum essential coverage.