With the record number of unplanted acres in 2019 there are many questions around prevent plant, including eligibility for insurance and ramifications of being unable to plant for multiple years. The requirements for prevented planting eligibility are set forth in the Common Crop Insurance Policy Basic Provisions. The provisions state that to be eligible acreage must have been planted and harvested or insured in any one of the three previous crop years. However, insured acreage that was prevented from being planted is considered insured so none of these requirements specifically exclude acreage that was prevented from being planted in three consecutive years.
There is a region-specific Special Provision statement that places additional restrictions on acreage to be considered physically available for planting. These additional restrictions are only applicable in certain states for certain crops. These restrictions do not apply to insurance policies in for any crops in Michigan.
Contact: John Kran | 517-679-5336 or Theresa Sisung | 517-323-6729
AFBF Policy #225 Risk Management/Crop Insurance