Open Enrollment

Generally, you can ONLY enroll in a health insurance plan during the annual Open Enrollment period. Outside of Open Enrollment, you can buy a health insurance plan ONLY if you qualify for a Special Enrollment Period, outlined below.  CALL US TO SEE IF YOU QUALIFY.

Special Enrollment Periods

You can apply for health insurance outside of the Open Enrollment period if you have had health insurance in the last 60 days and you can prove a LOSS OF COVERAGE due to a qualifying event such as:

• Marriage or divorce
• Having a baby, adopting a child, or placing a child for adoption or foster care
• Moving your residence
• Loss of Employer Group Health Insurance
• Exhaustion of a COBRA plan
• Turning 26 and aging out of parent's health insurance
• Losing eligibility for Medicaid or CHIP
• Gaining citizenship
• Leaving incarceration

Please note: Voluntarily ending coverage doesn't qualify you for a Special Enrollment Period. Neither does losing coverage that doesn't qualify as minimum essential coverage.