Skip to main content
Michigan Farm Bureau Family of Companies

Michigan's No-Fault Insurance: Mandatory Coverages Explained

All Michigan drivers are required to have certain mandatory coverages under the state's No-Fault Insurance law.
Date Posted: June 1, 2021

No-Fault Insurance Explained 

Michigan's No-Fault law became effective on October 1, 1973. It was created by state lawmakers to: 

  • Limit lawsuits so benefits could be paid quickly. 
  • Assure people injured in auto accidents are compensated, quickly and equitably, for medical costs and lost income.

All drivers in Michigan are required, under the No-Fault Insurance law, to have the following mandatory insurance coverages: 



Additional Information & Optional Coverages

Have questions about your insurance needs?

Contact an agent today! One of our trusted advisors will help you find a policy that’s right for you.  

Related Articles