Specialized Coverage For Mobile Homeowners
There are many advantages to owning a manufactured or mobile home – convenience, affordability, community, and the pride of home ownership, to name a few. Farm Bureau Insurance keeps your home protected with a specialized policy to meet your unique needs.
Insuring a manufactured or mobile home is not much different than insuring a traditional home. Farm Bureau Insurance’s mobile homeowners policy gives you standard home coverage, while keeping you protected from risks exclusive to factory-built homes.
Farm Bureau’s mobile homeowners policy ensures that the physical structure of your home is protected. Our policy provides you with the coverages you need at an affordable rate.
Dwelling coverage ensures your home and other structures are protected from life's unexpected moments.
Loss of Use
Loss of Use coverage helps pay for living expenses, like hotel stays, while your home is repaired or rebuilt.
Named Perils coverage protects you from things that are out of your control like weather-related damages (e.g. fire, smoke, wind, hail), vandalism, theft, and more.
For greater peace of mind, we offer a variety of additional coverages including Replacement Costs, Package Endorsements, and more.
Your home is more than the structure you live in. It’s your memories and all the items you’ve worked hard for. Farm Bureau’s mobile homeowners policy is designed to protect these cherished assets too.
Personal property coverage protects all the things you’ve worked for – your furniture, clothing, and other valuable personal assets.
Scheduled Personal Articles (SPA)
Scheduled Personal Articles coverage protects personal items with special insurance needs like jewelry, fine art, and more.
Special Personal Property
Special Personal Property coverage provides protection under unique circumstances when a standard mobile homeowners policy does not. For example, if you have a 52’’ screen TV that is accidentally broken, it may be covered under “Special Forms.”
We have options to keep you protected from additional property coverages like replacement costs, Increased limits on debris removal and food spoilage, and more.
Your mobile homeowners policy protects more than just your home and livelihood. You can have peace of mind that your wallet is covered too.
If someone is injured on or off your property, Personal Liability coverage keeps you protected from potential lawsuits.
Medical Payments coverage provides protection from injuries that occur at your residence (e.g. a friend slipped on your icy stairs).
Included at no additional cost, Claims Expenses are covered for reasonable expenses incurred up to $250 per day.
We can keep you protected from other liability expenses such as damage to others property or non-owned recreational vehicles. Contact a Farm Bureau Insurance agent for all additional options.
Ways to Save
By having multiple insurance policies with us, you could be eligible to save even more on your mobile homeowners insurance.
Mature Insured Discount
This discount is applied if you’re at least 30 years old.
New Home Discount
This discount is available on home policies for dwellings that are 30 years old or newer.
Protective Devices Discount
Your home is eligible for this discount when you have properly installed smoke detectors, burglar alarms, Automatic Backup Generators or other qualifying devices.
New Roof Discount
A new roof provides an extra layer of protection on your home. We recognize that and provide a discount for eligible homes offering you additional savings.
Pay your premium all at once or use our Electronic Funds Transfer (EFT) option, and you can be rewarded with a discount on your policy premium.
CERP (Claims Experience Rating Program) Discount
We reward long-standing customers with this policy discount if they have no claim history.
Protect your Recreational Vehicles
Do you have a boat, camper, or ATV that needs protecting? Farm Bureau Insurance may be able to offer protection for your recreational vehicles as part of your home policy. Ask your Farm Bureau agent about customizing your policy to cover all your lifestyle needs.