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Michigan Farm Bureau Family of Companies

Mobile Homeowners Insurance

Trailer park in the country

Specialized Coverage For Mobile Homeowners

There are many advantages to owning a manufactured or mobile home – convenience, affordability, community, and the pride of home ownership, to name a few. Farm Bureau Insurance keeps your home protected with a specialized policy to meet your unique needs.


Get a Quote

Protect your home and the things inside—request a quote today.


Insuring a manufactured or mobile home is not much different than insuring a traditional home. Farm Bureau Insurance’s mobile homeowners policy gives you standard home coverage, while keeping you protected from risks exclusive to factory-built homes.

mobile home with clear blue skies

Farm Bureau’s mobile homeowners policy ensures that the physical structure of your home is protected. Our policy provides you with the coverages you need at an affordable rate. 


Dwelling coverage ensures your home and other structures are protected from life's unexpected moments.

Loss of Use

Loss of Use coverage helps pay for living expenses, like hotel stays, while your home is repaired or rebuilt. 

Named Perils

Named Perils coverage protects you from things that are out of your control like weather-related damages (e.g. fire, smoke, wind, hail), vandalism, theft, and more.

Additional Options

For greater peace of mind, we offer a variety of additional coverages including Replacement Costs, Package Endorsements, and more.

Young couple playing in boxes in their new home

Your home is more than the structure you live in. It’s your memories and all the items you’ve worked hard for. Farm Bureau’s mobile homeowners policy is designed to protect these cherished assets too.

Personal Property

Personal property coverage protects all the things you’ve worked for – your furniture, clothing, and other valuable personal assets.

Scheduled Personal Articles (SPA)

Scheduled Personal Articles coverage protects personal items with special insurance needs like jewelry, fine art, and more.

Special Personal Property

Special Personal Property coverage provides protection under unique circumstances when a standard mobile homeowners policy does not. For example, if you have a 52’’ screen TV that is accidentally broken, it may be covered under “Special Forms.”

Additional Options

We have options to keep you protected from additional property coverages like replacement costs, Increased limits on debris removal and food spoilage, and more. 

a pink piggy bank on a white background

Your mobile homeowners policy protects more than just your home and livelihood. You can have peace of mind that your wallet is covered too.

Personal Liability

If someone is injured on or off your property, Personal Liability coverage keeps you protected from potential lawsuits.

Medical Payments

Medical Payments coverage provides protection from injuries that occur at your residence (e.g. a friend slipped on your icy stairs).

Claims Expenses

Included at no additional cost, Claims Expenses are covered for reasonable expenses incurred up to $250 per day.

Additional Options

We can keep you protected from other liability expenses such as damage to others property or non-owned recreational vehicles. Contact a Farm Bureau Insurance agent for all additional options.

Protect your Recreational Vehicles

Do you have a boat, camper, or ATV that needs protecting? Farm Bureau Insurance may be able to offer protection for your recreational vehicles as part of your home policy. Ask your Farm Bureau agent about customizing your policy to cover all your lifestyle needs.

Recreational Vehicle Insurance
Two kids sit at the front of a boat with their arms in the air