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Michigan Farm Bureau Family of Companies

Country Estate Insurance

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Protection Tailored For Those Who Live Life in The Country

The reasons you choose to live in the country, are the same factors that require more from a homeowner’s policy. At Farm Bureau, we understand those who make a living off the land, or those who simply love to have land. Our Country Estate policy is designed specifically for those who live in rural areas, own acreage, and may make some of their living off the land.

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Get a Quote

No one knows rural living better than Farm Bureau Insurance – request a quote today.


Protect your homestead with a policy created by people who understand the country lifestyle. A Country Estate policy protects more than your home; from acreage, outbuildings, agribusiness and equipment—you’re covered. This coverage brings the rural expertise of a Farm Bureau agent to a policy custom-built to match your land and lifestyle.

brick home on a large piece of land

Farm Bureau’s Country Estate policy ensures that the physical structure of your home and the contents inside are protected. Our policy gives you broad coverages at an affordable rate.


Dwelling coverage protects your home and other structures.

Loss of Use

Loss of Use coverage helps pay for living expenses, like hotel stays, while your home is repaired or rebuilt.

Named Perils

Named Perils coverage protects you from things that are out of your control like weather-related damages (e.g. fire, smoke, wind, hail), vandalism, theft, and more.

Additional Options

For greater peace of mind, we offer a variety of additional coverages including Replacement Cost, Homeowners Coverages Endorsements, and more.

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Our policy provides protection for your land and the structures on it. The County Estate product was designed for your lifestyle and provides the right coverages to protected it.


Outbuilding coverage protect your farm and non-farm outbuildings from the risks of everyday life and Mother Nature.

Farm Personal Property

From tractors to implements, our agents understand farm and related equipment and what coverages are needed to protect your investment.

Additional Options

We have options to keep you protected from additional property coverages like Replacement Cost, Farmowners Plus Endorsement, Protector Endorsements and more.

a pink piggy bank on a white background

With a Country Estate policy from Farm Bureau Insurance, your home and livelihood aren’t the only things protected. You can have peace of mind that your wallet is covered too.

Personal Liability

If someone is injured on or off your property, Personal Liability coverage keeps you protected from potential lawsuits.

Medical Payments

Medical Payments coverage provides protection from injuries that occur at your residence (e.g. a friend slipped on your icy stairs).

Claims Expenses

Included at no additional cost, Claims Expenses are covered for reasonable expenses incurred up to $250 per day.

Additional Options

We can keep you protected from other liability expenses such as damage to others property or non-owned recreational vehicles. Contact a Farm Bureau Insurance agent for all additional options.