Michigan Farm Bureau Family of Companies

YOUR NEW DASHBOARD: We’ve upgraded your web experience making it easier than ever before!Learn More

We’ve upgraded your web experience! Accessing member savings and your insurance policies is easier than ever with a new simplified dashboard. You can expect an easier sign-on experience, a new design, and simplified navigation.

This is just the beginning. More enhancements are coming to your dashboard with an improved claims and payments experience, tailored content, and more.

As a result, some logged-in users may experience longer load times or may notice some information missing, such as their address. We appreciate your patience as we continue to make improvements.

UM & UIM

Uninsured & Underinsured Motorist

A 2008 Insurance Research Council (IRC) study showed that about 14% of drivers were uninsured. If a driver and/or passengers are injured due to the negligence of an uninsured or underinsured driver, they may seek compensation for injuries and damages through the uninsured motorist (UM) and underinsured motorist (UIM) portions of their policy.

Uninsured Motorist coverage pays for your injuries when someone without car insurance causes an accident or when you're hit by a hit-and-run driver.
Underinsured Motorist coverage kicks in when someone else causes an accident but doesn't have enough insurance to cover all your costs.