ACV & RC
These are terms you may encounter during the claims process that are used throughout the insurance industry. They have very specific, standardized meanings to help provide clarification for everyone in the process of adjusting a claim.
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Storm Related Damage
Storms can strike at any time. If your agent or his or her staff are not immediately available to assist you, this information may guide you until they do become available.
Personal Injury
Before Michigan’s No-Fault Law went into effect in 1973, payments for auto accident-related injuries were often tied up in long, drawn-out disputes regarding who caused the accident and which driver (and which insurance company) was responsible. To expedite the payment of medical and wage costs by making them a first-party benefit regardless of fault, Michigan’s citizens gave up litigation for pain and suffering settlement awards, unless there was a serious, catastrophic injury.
Property Repair Solutions
Simplify your property claims with the FB Property Repair Solutions program. When you have a loss and need help getting repairs completed, you need someone you can trust working for you. You can choose to use your own contractor, or you can use the FB Property Repair Solutions program. This optional service is provided and administered by Sedgwick Repair Solutions.
Act now: help farms and small businesses stay in the family
Farm Bureau is asking members and supporters to tell Michigan's Congressional delegation to oppose legislation that would impose a massive new tax when there's a death in the family, making it difficult to pass farms -- and other small businesses -- on from one generation to the next.
Health insurance now more affordable for individuals and families
If you weren't eligible for financial assistance before, you may qualify now. Premiums after tax credits will decrease, on average, by $50 per person per month. Four out of five enrollees will be able to find a health insurance plan for $10 or less per month after premium tax credits, and more than 50% will be able to find a Silver plan for $10 or less.
Agent Charitable Fund provides grants for Michigan children
The Michigan Farm Bureau Family of Companies recognizes that food insecurity affects numerous Michigan families -- including our members -- and is working to address this need in our local communities.