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Annual Insurance Review
As industries continue to evolve, business owners should consider reviewing insurance coverages annually. An insurance audit will help you identify risks that could impact your bottom-line severely should an unexpected loss occur. Find out what the primary areas you should re-evaluate during an annual insurance review are.
Workers' Compensation Basics
Most businesses are required by law to provide Workers Compensation insurance. It protects employees by providing income and medical care if they are injured on the job. It also protects employers by providing coverage for lawsuits filed because of a work-related injury.
Ways to Reduce Risk
There are a variety of risks that can threaten your company as a business owner. Two of the largest risks include lawsuits and employee fraud which can cause a great deal of stress and are usually expensive losses. Check out the recommended tips to help you avoid both these scenarios.
Insurance For Home-Based Business
Due to the coronavirus pandemic, Home-based businesses are more popular than ever before. It's important for business owners to recognize that a Homeowners or Renters insurance policy is not designed to cover business losses.
Insurance for Renters and Condo Owners
If you rent or own a condo, your insurance needs are uniquely different from a homeowner's policy. The following coverages are available for you as a renter or condominium owner.
Tips to Lower Your Premiums
As a homeowner, there are a variety of ways to save on your premium. Here's how you can ensure you're getting the best Homeowners insurance rates possible for the coverage you need.
Umbrella Policies
Standard homeowner insurance policies cover liability a person might have for injuries or property damage suffered by someone else. They’re designed to cover accidents for which the insured person might owe tens or even hundreds of thousands of dollars. However, sometimes the person might cause an accident so catastrophic that the damages are $1 million or more.